Sierra Pacific Mortgage, as a branch of Sierra Pacific Mortgage Company, Inc. is a mortgage banker and offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:

  • Purchase and Refinances for owner occupied, second homes and investment properties
  • Government loans, including FHA and VA
  • Conventional/Conforming loans
  • 10, 15, 20, 25 & 30 year amortized conforming fixed rate loan products
  • Jumbo/Non-Conforming loans up to $4,000,000
  • First time home buyer programs
  • Debt Consolidation loans
  • Non-owner occupied/Investment property loans

 

 

 



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $424,100 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $424,100 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.